Your Life Insurance Should Be as Unique as Your Family.

Trusted Guidance. Easy-to-Understand Options. Real Protection for Your Family.

 

From Kansas to Indiana and beyond, Hedrick Insurance helps families get

coverage that truly protects what matters most.

Black and white photo of a family sitting together outdoors, representing love, unity, and the security of affordable life insurance.

Protect What Matter Most with Coverage for Your Family

 

Reliable protection for loved ones starts with a plan tailored to individual needs. Solutions are available to fit a variety of situations, including:

  • Whole Life – Comprehensive, lifelong coverage for lasting peace of mind

  • Term Life – Flexible and affordable protection when you need it most

  • Universal Life - Flexible lifelong coverage with options for cash value growth and return of premium
  • Final Expense -  A small life policy that helps cover funeral costs and other end-of-life expenses.

  • Children’s Life – A secure foundation for their bright future

Happy young family eating breakfast at home, representing stability, love, and the importance of affordable life insurance, including term life and mortgage protection.

Elevate Your Coverage with Comprehensive, Personalized Solutions for the Unexpected

 

What happens if income suddenly stops? Or if an illness turns life upside down? Explore personalized insurance options that offer more than just traditional insurance—designed to safeguard health, income, and stability.

  • Mortgage Protection – Safeguard your home and keep your loved ones secure.

  • Paycheck Protection – Replace lost income in the event of your passing.

  • Cancer Coverage – Financial assistance to ease the burden during treatment.

  • Accidental Health – Coverage for unexpected injuries and hospital expenses.

  • Short Term & Long Term Care - Temporary or ongoing coverage for short-term rehab or extended care needs.
  • Dental, Vision, Hearing - Available alone or bundled with other coverage to provide more complete protection for your family.

Let’s work together to find the perfect plan that fits your life and ensures peace of mind—today and in the years to come.

🛡️Did you know?

Family policies are more than just a policy—they are your family’s peace of mind.

Many families are still left unprotected:

  • 74 million Americans don’t have life insurance at all.

  • 42% of adults feel they don’t have enough coverage.

  • 70% of single parents don't have any life insurance

  • Women express a higher need for coverage (45%) compared to men (39%).

  • Black and Hispanic Americans are more likely to report a greater need for life insurance.

  • Over 25% of young adults say a lack of understanding prevents them from getting coverage.

Young single mother with her smiling daughter, representing the 70% of single parents without life insurance coverage.
Young professional in business attire working remotely on laptop and phone, representing career opportunities and modern work culture.

Join Our Team!

Tired of the same old 9-to-5 grind? Ready to take charge of your career and maximize your income?

We’re looking for experienced, licensed Life & Health agents who are ambitious, purpose-driven, and ready to thrive in a supportive, growth-focused environment.

  • Top-level contracts and compensation so you get paid what you’re worth

  • Flexibility and independence to work remotely on your terms

  • A winning culture that values integrity, growth, and teamwork

If you’re passionate about making a positive impact & want to grow without limits, this could be a perfect fit. Send us an email with your resume and a brief introduction, let's start the conversation.

Find answers to these questions & more on our blog

Adulting's a Struggle, —Life insurance doesn't have to be

  • "How much coverage do I really need?"
  • "Mortgage Insurance, isn't that part of my loan?"
  • "What is Final Expense Insurance?"
  • "Is there affordable coverage for single parents?"
  • "What happens if I die without insurance?"

"How to Choose the Right Life Insurance Policy" Guide

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Most Common Questions

Life insurance can feel complex, but understanding the basics helps you make smart, informed decisions. Click below for clear answers about how life insurance works, what it covers, and why it might be an important part of your financial plan.

Why Do I Need Coverage for My Family?

Life insurance is an essential part of financial planning that ensures your loved ones are taken care of if something unexpected happens to you. It provides a safety net by helping cover expenses like funeral costs, outstanding debts, mortgage payments, and even daily living expenses. Additionally, it can serve as a way to leave a legacy, support your children’s education, or ensure your family maintains their standard of living.

Life insurance offers peace of mind, knowing that you’re protecting those who depend on you financially, and it can be tailored to fit your unique needs and budget.

Whether you're just starting a family, buying a home, or planning for retirement, life insurance is a practical step to secure your family’s future.

What Is a Will and Why Do I Need One?

A will is a legal document that outlines your wishes regarding the distribution of your assets, the care of your dependents, and other important matters after your passing. It is a crucial tool for ensuring that your property, finances, and responsibilities are handled according to your preferences.

Without a will, these decisions are left to state laws, which may not align with your intentions. Creating a will gives you control, helps avoid potential disputes among loved ones, and provides peace of mind knowing that your legacy is protected and your loved ones are cared for. Whether you have significant assets or modest belongings, a will is an essential step in planning for the future no matter your age.

Schedule your consultation today and receive a personalized Needs Analysis from a licensed professional, along with a complimentary will kit to ensure your wishes are clearly documented and respected. Don’t wait—secure peace of mind now, because tomorrow is never guaranteed.

What Type of Coverage Is Right for Me?

Every individual has unique needs, we provide a variety of coverage options designed to align with your personal goals. Consider these plans:

We navigate your options together, ensuring you feel confident in selecting the perfect coverage.  Request a Quote today.

What is Term Life vs Whole Life Insurance?

Term life offers affordable coverage for a set period of time. Whole life provides permanent lifelong coverage with a cash value component. Deciding between them depends on your long-term goals, budget, and coverage needs. Your agent can help guide you through which option is a better fit for your situation.

For more information check out out blog post:

Term vs. Whole Life Insurance: Which is Right for YOUR Family

visit FAQ for more Q&A

🎉 Announcing New Blog!

 Adulting's a Struggle, Life Insurance Doesn’t Have To Be — our blog that simplifies affordable life insurance with practical tips, clear answers and the occational dose of humor.  This is Adulting101—Check out the latest posts.

Are You Underinsured?

Let’s find out—at no cost to you.

Schedule a no-obligation consultation and get a quote today.
A simple needs analysis will help identify the coverage that best fits your lifestyle—with clear explanations every step of the way. Includes a complimentary Will Kit. No pressure—just honest guidance, personalized options, and peace of mind.

Headshot photo of Carey Hedrick, agent and founder of Hedrick Insurance.

Carey Hedrick, Licensed Insurance Agent
Helping real people protect what matters most—with honesty, clarity, and care.

Meet Your Agent

Life insurance should be simple, transparent, and tailored to you. At HIG (Hedrick Insurance Group), I take the time to understand your unique needs—not just sell you a policy—so you feel informed and confident every step of the way.

From your neighborhood to anywhere across the country, I proudly serve clients with care and dedication. No matter where you call home, I’m here to help you protect what matters most.

Cursive signature representing Carey Hedrick's personal sign-off

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